Yesterday was a History. Tomorrow is a Mystery. Today is a Gift.

Imagine there is a bank account that credits your 

account each morning with $86,400. It carries over 

no balance from day to day.


Every evening the bank deletes whatever part of 

the balance you failed to use during the day. What 

would you do? Draw out every cent, of course?


Each of us has such a bank. It's name is TIME.


Every morning, it credits you with 86,400 seconds.


Every night it writes off as lost, whatever of this 

you have failed to invest to  a good purpose. It 

carries over no balance. It allows no over draft.


Each day it opens a new account for you.


Each night it burns the remains of the day.


If you fail to use the day's deposits, the loss is yours.

There is no drawing against "tomorrow."


You must live in the present on today's deposits. 

Invest it so as to get from it the utmost in health, 

happiness and success!


The clock is running!! Make the most of today.

To realise the value of ONE YEAR, ask a student 

who failed a grade.


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